Take the chair
home today.
Pay over time.
Most of our chairs qualify for 0% APR financing through Shop Pay and Affirm. Soft credit check, instant decision at checkout, no impact on your score.
On qualifying chairs
No impact on score
Pre-qualify in 60 sec
Pay over 3, 6, 12, 24, 36
Find a monthly that fits.
Slide the term to see how the monthly changes. Final rate and terms depend on Affirm's instant decision at checkout.
A soft credit check is used to pre-qualify. Pre-qualifying does not affect your credit score. Final rate, term, and amount are determined by Affirm at checkout based on your application.
Four steps. About 90 seconds.
You can pre-qualify before you visit the showroom, or finance directly at checkout. Either way is fine.
Pick your chair.
Add the chair (and any bundle, warranty, or delivery upgrade) to your cart on lmcorlando.com.
Choose Shop Pay or Affirm.
On the payment step, choose Shop Pay Installments or Affirm instead of a credit card.
Enter five quick details.
Name, email, mobile, last four of SSN, date of birth. A soft credit check runs in the background.
Pick a plan, you're done.
You see your real APR and monthly options on screen. Pick one, sign, and we schedule your delivery.
Three ways to pay over time.
All three are real options for qualifying customers. Your final terms depend on Affirm's decision at checkout.
3 Months
From $1,666/mo on a $4,999 chair
- 0% APR for qualifying buyers
- No interest, no fees
- Soft check to pre-qualify
- Best for: I plan to pay it off fast
24 Months
From $208/mo on a $4,999 chair
- 0% APR available · 9.9% typical
- No prepayment penalty
- Soft check to pre-qualify
- Best for: balanced monthly, reasonable total
36–48 Months
From $104/mo on a $4,999 chair
- Up to 48 months on flagships
- 0% APR available on select chairs
- Soft check to pre-qualify
- Best for: keep monthly small
You probably qualify.
Affirm approves the majority of LMC customers. The basics: you live in the U.S., you're at least 18, and Affirm can verify your identity. There's no minimum credit score published, and a thin credit file is not a deal-breaker.
Affirm finances U.S. customers age 18+ (19+ in AL & NE, 21+ in PR). LMC ships to all 50 states.
You'll receive an SMS verification code during pre-qualification. Standard SMS rates apply.
Last four digits is enough for the soft credit check. Affirm does not run a hard pull at pre-qualification.
For setting up monthly auto-pay. Credit card auto-pay is not available with Affirm.
Affirm uses a broader signal than just credit score. A thin file, recent move, or new credit identity will not automatically disqualify you.
The questions we hear most.
Does pre-qualifying with Affirm affect my credit score?
No. Affirm uses a soft credit check at pre-qualification, which does not appear on your credit report and does not affect your score. A hard pull only happens if you accept a final loan offer at checkout, and only for longer terms.
Can I pay it off early without penalty?
Yes. Affirm does not charge prepayment penalties. You only pay interest on the time you actually borrow.
Which chairs qualify for 0% APR?
Most flagship and premium chairs ($3,000+) qualify for 0% over short and medium terms. Look for the Affirm widget on each product page; it shows the exact monthly with 0% APR if available.